Investments

Investment Certificates

Earn a fixed rate of return for a fixed term starting from one year and provide funding for loans that Alliance churches and ministries can use for buildings, land, and renovation projects. With a paperless certificate from Orchard Alliance, most transactions can be completed in one business day.

• $1,000 minimum opening investment
• Terms starting from one year
• Receive periodic interest payments or allow interest to accrue
• Electronic funds transfers available

Questions about Investment Certificates?

We are here to help. Fill out the form below or call us at 833-672-4255.

Church Agreements

Open an Orchard Alliance agreement for your church and earn interest while providing loan funds to build Alliance churches and ministries. Agreements have no minimum term and funds are available on demand. Interest accrues daily, compounds monthly, and is posted to the account on the last day of each month.

• $1,000 minimum opening investment
• Make additional deposits at any time
• Request withdrawals any time in writing by fax, email, or secure message
• Enable electronic funds transfers to avoid check processing fees

Questions about Church Agreements?

We are here to help. Fill out the form below or call us at 833-672-4255.

Institutional Reserve Fund (IRF)

Align your investment objectives with biblical values and competitive market returns with an Institutional Reserve Fund. Receive day-to-day asset management and professional third-party investment advice that allows you to focus on ministry.

• Fixed-income investments with competitive fixed rates
• Diverse investment options ranging from conservative to aggressive portfolios
• Continuity in asset management – even if your organizational leadership changes, your asset management does not
• Assistance to develop investment objectives and strategies

Questions about an IRF?

We are here to help. Fill out the form below or call us at 833-672-4255.

Ministry Gift Fund (MGF)

Use a Ministry Gift Fund (MGF) to receive and distribute gifts to your church or ministry over time, instead of absorbing them into your annual budget. An MGF works like a corporate savings account with specific spending policies developed by your church or ministry to ensure proper stewardship. Use it to save for special projects or for legacy gifts.

• All the benefits of an IRF
• Contributions from multiple donors allowed
• Donation processing and receipting for ongoing contributions
• Quasi-endowment options

Ministry Gift Funds can be funded using the following:

• Retirement accounts
• Insurance policies
• Last will and testament
• Charitable remainder trust
• Revocable living trust
• Annuities

Questions about an MGF?

We are here to help. Fill out the form below or call us at 833-672-4255.

Visit our Rates page for more information.