Agreements
Individual
- Amount
- 0-10K*
- 10K-50K
- 50K-100K
- 100K-500K
- 500K-1M
- 1M+
- Individual
- APR
- 1.85%
- 2.67%
- 2.87%
- 3.08%
- 3.49%
- 3.69%
Ministry
- Amount
- 0-10K
- 10K-50K
- 50K-100K
- 100K-500K
- 500K-1M
- 1M+
- Ministry
- APR
- 1.95%
- 2.77%
- 2.97%
- 3.18%
- 3.59%
- 3.79%
Individual Retirement Account
(Traditional and Roth)
- Amount
- 0-10K
- 10K-50K
- 50K-100K
- 100K-500K
- 500K-1M
- 1M+
- Individual Retirement Account
(Traditional and Roth) - APR
- 2.10%
- 2.92%
- 3.12%
- 3.33%
- 3.74%
- 3.94%
Missionary Retiral Agreement (MRA)/Shell Point Retirement
- Amount
- 0-10K
- 10K-50K
- 50K-100K
- 100K-500K
- 500K-1M
- 1M+
- Missionary Retiral Agreement (MRA)/Shell Point Retirement
- APR
- 2.10%
- 2.92%
- 3.12%
- 3.33%
- 3.74%
- 3.94%
Investment Certificates
1-Year Fixed
- Amount
- 0-10K*
- 10K-50K
- 50K-100K
- 100K-500K
- 500K-1M
- 1M+
- 1-Year Fixed
- APR
- 1.95%
- 2.77%
- 2.97%
- 3.18%
- 3.59%
- 3.79%
2-Year Fixed
- Amount
- 0-10K
- 10K-50K
- 50K-100K
- 100K-500K
- 500K-1M
- 1M+
- 2-Year Fixed
- APR
- 2.00%
- 2.82%
- 3.02%
- 3.23%
- 3.64%
- 3.84%
3-Year Fixed
- Amount
- 0-10K
- 10K-50K
- 50K-100K
- 100K-500K
- 500K-1M
- 1M+
- 3-Year Fixed
- APR
- 2.05%
- 2.87%
- 3.07%
- 3.28%
- 3.69%
- 3.89%
4-Year Fixed
- Amount
- 0-10K
- 10K-50K
- 50K-100K
- 100K-500K
- 500K-1M
- 1M+
- 4-Year Fixed
- APR
- 2.10%
- 2.92%
- 3.12%
- 3.33%
- 3.74%
- 3.94%
5-Year Fixed
- Amount
- 0-10K
- 10K-50K
- 50K-100K
- 100K-500K
- 500K-1M
- 1M+
- 5-Year Fixed
- APR
- 2.15%
- 2.97%
- 3.17%
- 3.38%
- 3.79%
- 3.99%
RATE
3.75%
We offer customized competitive rates & terms for building loans, small unsecured loans (SUN), and lines of credit to fit your ministry’s needs.
All rates are effective as of November 24, 2025. Rates are subject to change without notice.
*Minimum initial deposit amount is $1,000.
Questions about Rates?
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