Good Time to Consider an Investment Certificate


Dear Friends of Orchard Alliance,

On July 31, the Federal Reserve cut interest rates for the first time since 2008. The rate was reduced by a quarter of a percentage point to a range between 2 and 2.25 percent. The Fed Board Chairman, Jerome Powell, stated that “The outlook for the U.S. economy remains favorable and this action is designed to support that outlook.”

Orchard Alliance investment certificate rates are already attractive and may look even more so given the Fed’s decision and the possibility of further rate cuts. And, as always, your investments help Alliance churches obtain funding for strategic facilities for their ministries.

When you purchase an investment certificate, you receive a fixed rate of interest for a set length of time. Other features and benefits include:

  • The ability to adjust the term to match your financial needs and lock in your interest rate for terms ranging from six months to ten years.

  • A minimum opening investment of just $100.

  • Flexibility in how your interest is paid; either quarterly, semiannually, annually, or allowed to compound semiannually.

  • The option to make monthly interest payments on investments of $5,000 or more.

Ask about a Step-Up Certificate that provides an opportunity to adjust your rate one time during the certificate term.   

Investing with Orchard Alliance is easy. Simply contact one of our experienced Customer Care Representatives at 833.672.4255, email us at, or visit We are ready to answer your questions and help you find the right solutions to meet your financial goals.   

Our mission is to equip you with the tools and resources that serve both you and God’s Kingdom. Let us help you secure your financial future through sound investment and retirement options, today.

Please share your thoughts by contacting me at Your feedback is always welcome.

Lawrence L. McCooey, CPA, PFS, CGMA President

Lawrence L. McCooey, CPA, PFS, CGMA

Larry McCooey