Serving the Kingdom Together
Orchard Alliance serves The Christian and Missionary Alliance by supporting church planting, development, and growth. We do this by offering loan and advisement services to congregations and organizations who are working to impact God’s Kingdom.
We provide financing options for real estate related purposes, such as purchasing property, constructing new buildings or additions, renovating existing buildings, and refinancing existing loans. We also provide advisement from the earliest stages of project planning forward.
There are many financing options available, and we’ll work with you to see what best fits your needs. Orchard Alliance is distinctive because, unlike traditional commercial banks, we understand the unique challenges and needs of congregations, and we care about the spiritual health of your ministry.
To us, you’re more than just a customer - you’re part of the Alliance family, and we want to see your church fulfill its God-given mission.
Orchard Alliance Distinctives
What sets us apart from other lenders?
We are concerned about the spiritual health of your ministry, not just financial health.
The focus of our lending is Alliance ministries, and funding for these loans comes only from Alliance family members and friends. We understand what makes you tick – we share your Alliance heartbeat.
Our priorities in lending reflect The Alliance’s passion for church planting. Startup churches and those purchasing their first worship property are the primary ministries we were created to serve, so we do all we can to meet their borrowing needs.
We’ll Be There For You
To most commercial banks, you are simply another revenue-generating investment. Therefore, if your ministry falls on hard times, the bank’s decisions will be based on protecting its investment with little or no regard to protecting your ministry. At Orchard Alliance, we have a fiduciary responsibility to protect our investors’ money, which funds church loans, but we also have a strong desire to see your church fulfill its God-given mission. Therefore, we go the extra mile to help churches make it through difficult times.
We do not charge loan fees.* Furthermore, we rarely require a commercial appraisal to be ordered, resulting in significant savings. And, of course, our desire is always to provide the best terms we possibly can.
You’re More Than A Customer
We consider ourselves your partners in ministry, and our staff takes a personal interest in those we serve. In fact, our staff regularly prays for our ministry partners.
*While ADF does not charge any fees, there are costs associated with loan closings such as title insurance premiums, recording fees, mortgage taxes, etc. You should contact a local attorney or title insurance company to estimate these costs.